Queensland stamp duty and costs
The price is not the cash you need.
Transfer duty, registry fees, conveyancing, building and pest. All out of your deposit.
Cash needed on top of the deposit
Queensland rates, read 2026-08-07$15,375 to $17,375
About a minute. No account, nothing to an agent.
Byrz does not put a price on any home. Every figure you see is worked out from a price you choose yourself.
Transfer duty here is $10,925. Without the first home concession it would be $26,775, so the concession is worth $15,850. The Queensland Revenue Office decides whether it applies to you, not Byrz.
Every line, and who sets it
- Transfer dutyFrom the price you set above
A Queensland Government tax on the transfer, worked out on the price. Concessions can reduce it to nil.
Government schedule - Transfer registrationFrom the price you set above
Titles Queensland, for registering the change of ownership of one lot. $248.04 plus $46.56 for each $10,000 of price above $180,000.
Government schedule - Mortgage registration$248.04
Titles Queensland again, for the lender's mortgage. None if you pay cash.
Government schedule - Conveyancing and searches$900 to $2,500
A conveyancer reviews the contract, runs the searches and gets you to settlement.
Typical range Byrz has seen - Building and pest$400 to $800
One inspection, before you are committed. The cheapest report you will be glad you paid for.
Typical range Byrz has seen
The data behind it
Then Byrz checks the ground underneath
Flood, zoning, crime, transit. Government data, one map.
Illustrative. Toggle a layer.
- 1,314,360
- Properties
- 1,635,683
- Sale campaigns recorded
- 26
- Map layers, 19 of them government and open data
What a check says it could not do
Byrz could check 6 of 7 parts of this home.
- Budget
- Commute
- Schools
- Specs
- Safety
- Amenity
- Not checked here
An unknown is spoken, never guessed. An empty layer is not an all clear.
Every layer, and where it comes from
Hazards and risk
- FloodRiver, storm tide and overland flow, plus the 1974, 2011 and 2022 extents
- BushfireWhere building controls and vegetation risk apply
- LandslideSteep land where slope stability has to be assessed
- Coastal hazardErosion, storm tide and sea level rise
- Crime rateOffences per 100,000 residents, by council area
Planning and heritage
- Heritage & characterExtra rules on what you are allowed to change
- ZoningWhat can be built on a site, and how it can be used
- Land releaseGrowth areas earmarked for new housing
- Council boundariesWhich council decides
- Building approvalsNew dwelling approvals, by area
Amenities
- SchoolsState school locations, and the catchment boundaries
- HospitalsPublic and private
- Public transportTrain, ferry, light rail and the major interchanges
- ChildcareCentres and early learning places
- Parks & reservesPublic open space
Market and community
- Median monthly mortgagePrice pressure, where sale prices are not open data
- RentsTypical weekly rent, from bond lodgements
- DemographicsPopulation and household profile
- Social housingDwellings by area
The map on this page is an illustration of the layers Byrz holds, not a reading for any real address. Research layers come from third party government and open data, can be incomplete or out of date, and do not cover every address.
Keperra, QLD
Recently sold in this suburb
Recorded sales from the last 12 months, most recent first, one sale per home. As at 25 August 2026.
- 2 Midmar Court5 bed, 2 bath house$1,335,000August 2026
- 7 Corrigan Street3 bed, 1 bath house$1,130,000August 2026
- 42 Corrigan Street5 bed, 3 bath house$1,800,000August 2026
- 44 Caribbean Street3 bed, 2 bath house$1,230,000August 2026
These are homes in this suburb that actually sold, and what they sold for, taken from the sale campaigns Byrz records. They are a snapshot as at the date shown, not a live feed, and they are not every sale in the suburb. This is not a valuation and Byrz does not give one: no figure here is about a home you are looking at. A licensed valuer or the selling agent is who to ask about a particular home.
Every line, and who sets it
Two are published rates. Two are ranges Byrz has seen.
What each cost actually pays for
Transfer duty is the big one. It is a Queensland Government tax on the transfer itself rather than a fee anybody charges you for a service, which is why no amount of negotiating changes it. Then Titles Queensland charges to register the change of ownership, and charges again to register your mortgage if you are borrowing. Then a conveyancer or a solicitor does the legal work, and a building and pest inspector tells you what the photographs did not.
The registry fees, and when they change
Registering the transfer of one lot costs $248.04, plus $46.56 for each $10,000, or part of $10,000, of the price above $180,000. Registering the mortgage is a flat $248.04 on top. Those are published fees and Titles Queensland reviews them every 1 July, so a figure read in June is not a figure you can rely on in August. The date Byrz read them is at the foot of this page.
Why two of these are ranges, not rates
In South East Queensland, legal work and searches typically land between $900 and $2,500, and a building and pest inspection between $400 and $800. Those two are ranges Byrz has observed rather than schedules anybody publishes, so treat them as a planning figure and get your own quotes. Byrz labels which of these it is on every figure it shows you, because a published rate and an observation are not the same kind of claim.
Transfer duty, and when you pay none
Duty steps up with price. Two concessions can take it to nil.
- An established first home: no duty to $700,000, tapering to nothing by $800,000.
- A brand new first home: no duty at all, and no price cap.
- Vacant land you will build your first home on: the same again.
- Any home you will live in: the home concession, first home or not.
- The Queensland Revenue Office decides whether a concession applies, never Byrz.
How the sliding scale and concessions work
Queensland charges transfer duty on a sliding scale, so the rate steps up as the price rises rather than applying evenly across it. If you will live in the home, the home concession re-rates the first $350,000 of value, which lowers the duty by the same amount at every price above that point. If it is also your first home, a further first home concession applies on top of that. The concessions are not automatic: they are claimed on the transfer, and the Queensland Revenue Office decides whether you qualify.
The 1 May 2025 change most articles still miss
For an established first home, the first home concession removes the duty entirely up to $700,000 and then tapers away to nothing by $800,000. That is the rule most articles stop at, and since 1 May 2025 it has not been the whole rule. A first home buyer buying a brand new home, or vacant land to build their first home on, pays no transfer duty at all, with no price cap. A first home buyer paying $1.5 million for a newly built home pays nil duty. That is counter-intuitive, and it is correct.
The residency condition starting 1 August 2026
From 1 August 2026, every Queensland home concession also requires you to be an Australian citizen, a permanent resident or a specified foreign retiree. If you are buying with someone, the test is applied to each of you. Byrz will not tell you whether you pass it. Ask the Queensland Revenue Office or your conveyancer before you sign, and before you count a saving into your plan.
It all comes out of your deposit
A lender lends against none of it. You pay cash.
Why this changes what you can afford
Every cost above is paid at or before settlement, out of the cash you have saved, and a lender does not lend against any of them. So each dollar of duty and each dollar of conveyancing is a dollar that is no longer part of your deposit. The price you can reach is not your savings divided by a deposit percentage: it is your savings, minus all of this, divided by a deposit percentage. Two buyers with identical savings and identical incomes can end up in very different positions purely because one of them qualified for a concession.
What to keep back after settlement
The honest question is never how much the deposit is. It is how much cash you need on the day, and what is left over afterwards. A purchase that leaves you with nothing in reserve is a purchase that cannot absorb a broken hot water system in month two, and month two is exactly when it happens. Keep something back for rates, insurance, connection, and whatever the inspection told you about.
Now put a real address in it
Your home, your number, off the published schedules.
Byrz does not put a price on any home. Every figure you see is worked out from a price you choose yourself.